Recent Blog Posts
What Is Mortgage Fraud?
There are hundreds of forms of fraud, but few deal directly with a financial institution. Mortgage fraud is one of them. What is mortgage fraud, how is it committed, and what punishments could you face for committing the crime in Texas? We answer these questions and more below.
Definition of Mortgage Fraud
Mortgage fraud occurs when you intentionally deceive a financial institution, often by falsifying information, in order to obtain a mortgage. Under Texas law, mortgage fraud can be committed in a variety of ways and is subject to harsh punishments.
Types of Mortgage Fraud
Some of the most common forms of mortgage fraud are as follows:
Straw Buyers: A borrower uses a nominee to apply for the loan. This hides the true borrower’s identity and can result in terms based solely on the credit information of the nominee.
Fraudulent Loan Documents: A borrower submits false or altered pay stubs or account information in order to qualify for a loan or mortgage.
4 Defenses for Conspiracy Charges
Planning to commit virtually any crime—murder, mail fraud, drug distribution, etc.—is considered to be conspiracy and can lead to criminal charges. As conspiracy is linkable to any crime, there are a variety of defenses you can use to fight the charges. We’ve listed the 4 most common below. Read on to learn more.
In order to convict you of conspiracy, the court must prove that you and a co-conspirator agreed to commit the crime you’ve been accused of. Unless you or one of your co-conspirators admit to the conspiracy agreement or the court finds some other evidence that you and your partner intended to carry out the crime, this can be difficult to prove.
Another possible defense would be that you were charged with conspiracy while having no knowledge that your co-conspirator actually planned on committing the crime. Fantasizing or conversing about committing a crime is not a crime if you can prove that you believed the conversation was hypothetical.
Infractions, Misdemeanors, and Felonies—What’s the Difference?
Every crime is different, and so are the sentences that come with them. So what are the differences between infractions, misdemeanors, and felonies? How can the type of crime impact your sentence? At The Crowder Law Firm, P.C., we answer these questions and more. Keep reading!
Infraction
An infraction is the least severe, finable offense the court can charge you for. It’s a petty offense that typically doesn’t appear on background checks and doesn’t involve any court or jail time. However, if left unpaid, or after multiple offenses, the violation can escalate from an infraction to a misdemeanor.
A few examples of an infraction include:
- Driving over the speed limit
- Littering
- Fishing without a license
- Jaywalking
- Disturbing the peace
The Punishments
Typically, a police officer will see the infraction occur and immediately write a citation for the violation. Unless the citation goes unpaid, the fine will be the only penalty for the infraction.
Can I Get a DWI If I Sleep in My Car?
In Texas, driving while intoxicated (DWI) cases are typically featured on the local news throughout the state. However, rarely do these stories involve individuals charged with DWI in parked vehicles. But unfortunately, if you are drunk and asleep in a parked car, you may still be charged with a DWI in Texas and many other states throughout the country.
According to Texas law, a person commits a DWI when he or she is “operating” a motor vehicle in a public place while intoxicated. Although state law defines what it means to be intoxicated and what is considered a motor vehicle, it doesn’t define the term operating.
Due to the broadness of the term, it has been left up to the courts to define. Generally speaking, if the prosecution has circumstantial evidence that an individual had been operating a motor vehicle, the proofs may be sufficient to meet their burden of proof before a jury or judge, even without eyewitness testimony that a person was actually operating at the time.
Common Mistakes After a DWI Arrest
Facing a DWI charge is a stressful and frightening experience. However, despite how emotionally overwhelming the situation may appear, it is important to understand that what you choose to do after your arrest is going to affect the final outcome of your case.
With severe penalties for DWI convictions in Texas (maximum jail sentence of 180 days, fine of up to $2,000, and driver’s license suspension for up to one year), individuals facing drunk driving charges need to be extremely careful to avoid certain mistakes that could jeopardize their legal defense.
The following are common mistakes people make after a drunk driving arrest:
- Fail to hire a DUI defense attorney - No matter if it was your first offense, or your fourth offense, hiring a criminal defense lawyer is a crucial part of protecting your rights, reputation, and future. An attorney who is experienced in DUI cases can help you either obtain a “not guilty” verdict at trial, get your entire case dismissed, or get your charges substantially reduced.
Beyond Reasonable Doubt: What It Means & How It Could Affect Your Case
The presumption of innocence—“innocent until proven guilty”—is one of the foundations of criminal justice law in the United States and other countries which follow a common law tradition. The only way to overcome this presumption in a criminal trial is for the prosecution to prove “beyond a reasonable doubt” that the defendant committed the crime that he or she has been charged with.
Proof beyond a reasonable doubt is the legal standard that the prosecution must meet in order to successfully find a criminal defendant guilty of a crime. This standard applies to each element of the criminal offense and is the highest standard of proof possible, which helps to reduce the likelihood of wrongful convictions, the risk of innocent people being deprived of their liberty, and ensures all citizens’ rights are better protected.
Reasonable doubt is required in criminal proceedings under the “due process clause” of the Fifth and Fourteenth Amendments to the U.S. Constitution. The U.S. Supreme Court first discussed the term in Miles v. United States (1880) by stating, “The evidence upon which a jury is justified in returning a verdict of guilty must be sufficient to produce a conviction of guilt, to the exclusion of all reasonable doubt.”
8 Types of Defense Strategies for Your Criminal Case
Facing criminal charges can change your life forever. While the stress you experience in these situations can seem overwhelming, it is imperative to remember that (1) you are innocent until proven guilty, (2) you may have various viable defense options in your case, and (3) hiring an experiencing criminal defense lawyer can help you develop the most effective defense strategy possible.
Attorneys can use various arguments to protect your rights and to make the prosecution prove its case. Whether it’s during the pre-trial face or presented to the jury, these defenses can be raised at several points on the timeline of a case.
There are defenses when the defendant claims that the facts alleged by the prosecutor are incorrect or untrue. By contrast, there are affirmative defenses, which admit the factual allegations but excuse the defendant’s conduct that would otherwise be unlawful.
I Didn’t Do It
If you did not commit the alleged act in question, you may use the following three types of defenses:
The Role of Self-Defense in Your Criminal Case
Assault is either causing physical harm to someone or threatening someone to the point where they could reasonably expect that they were about to sustain physical harm. No actual harm needs to occur for this crime to be charged; merely being indicating that you might harm someone is enough to warrant a charge in most instances. While assault charges wobble between being either a misdemeanor or felony, there are some defenses you could use to justify your actions and prove that no crime was committed. Perhaps the most obvious one is to argue that your actions were committed in what’s known as “affirmative defense,” which is a fancy way of essentially saying that they were done in order to defend yourself.
Here are the three ways in which affirmative defense can apply.
Defense of Self
The law does permit you to use physical assault against someone in order to defend yourself. Say for example you were being robbed at gunpoint. If you were able to act quickly and subdue the would-be attacker with a quick, swift punch to the jaw that knocks them unconscious, then you can argue that your actions prevented the robber from harming you. The evidence would greatly support that in this instance, since your attacker did have a gun that they were using to threaten bodily harm and intimidate you into handing over your valuables.
Why You Need an Attorney for Misdemeanor Charges
If you’ve been arrested and charged with a simple misdemeanor, you may be tempted to think that you can get away with simply handling the matter yourself. Whether you want to just accept the penalty, pay your fine, and move on with your life, or attempt to defend yourself and see if you can get your charges dismissed, many people think they can handle their issue on their own. However, should they try? Turns out, that may not be the best idea.
Serious Consequences of a Misdemeanor Conviction
When you face misdemeanor charges for things like loitering, disorderly conduct, or being intoxicated in public, you may be tempted to think that these are minor charges that won’t have much of an impact on your life. To a certain extent, you’re right. These offenses rarely carry jail time, usually have a minor fine of around $500 or so (sometimes even less) and you can move on with your life without issue.
However, what you may not realize is that your crime could be more serious than you thought. Those who have been convicted of a misdemeanor could face serious consequences when it comes to things like finding housing, seeking employment, and much more. What you may think was just a minor consequence of a crazy night could come back to haunt you later when you find out that you’ve been passed over for a new job or you’ve even been terminated as a result of your no longer clean criminal history. It might seem harsh, but it happens.
What Is Considered Unlawful Search & Seizure?
It’s surprising how few people in the United States understand their rights precisely as stated in the U.S. Constitution, particularly when they’ve been accused of a crime. The 4th Amendment to the U.S. Constitution protects all U.S. citizens from unreasonable search and seizure. The wording of the law is incredibly important. “Unreasonable” means the police officers who search and seize your property don’t have a warrant and don’t have probable cause to be searching an area that belongs to you.
For example, let’s say a judge issues a warrant so police officers can search your car. The warrant might apply only to your vehicle, but the police also decide to search your house. While the police are acting reasonably by searching your car under the authority of the warrant, they are acting unreasonably by searching your home. However, if they saw something illegal happening through the window, they would be acting reasonably by investigating further.
If the police have a legal right to be where they are, and they see a crime or an illegal substance in your property from where they’re standing, they have the right to search and seize on your property. Likewise, if there is an emergency and seeking a warrant would allow a person to be injured or evidence to be destroyed, law enforcement is acting reasonably by conducting a search and seizure during that emergency.